How to Compare Pet Insurance Companies

If you are thinking about getting pet insurance to protect your cat or dog you want to be able to get the best plan possible to fit your pets health needs. Comparing pet insurance plans and rates can take a lot of time, so here are some important factors to look for when shopping for your pet insurance provider.

Steps

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    Look to see how long the company has been in the pet insurance industry, and if they have a strong customer reputation backed by credible sources, such as the North American Pet Health Insurance Association. Experience and credibility say a lot for a company.
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    Check to see if you are restricted by veterinary networks. Some pet insurance polices will let you remain with your current licensed veterinarian or choose any veterinarian in the world. This can be extremely important for shy and nervous pets or those with extensive health records.
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    Check policy offerings to see if more expensive treatments and procedures are covered such as: MRIs, CAT Scans, X-rays, and blood work.
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    See if the company covers all, or a portion, of any needed prescription medications.
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    Browse various plan options for things such as cancer, accident or illnesses to best choose pet coverage options that fit your needs. The small cost you pay for a pet insurance plan becomes even more valuable for financially stricken costs.
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    If you file a claim, see how fast the company offers reimbursements. Options such as direct deposit reimbursements can save a great amount of time on your claims repayment.
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    Look over what percentage you are reimbursed for your vet bill, and what kind of deductibles you may have.
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    Read the policies. Policies that are easily accessible or can be directly downloaded are most convenient and trustworthy.
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    If your dog is older in age, make sure that there are no pet insurance restrictions on age.
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    Take frequently used or accessed veterinary costs such as routine care and checkup coverage options into consideration when choosing the right pet insurance policy.

Tips

  • Don't always base your pet insurance purchase solely on rates.
  • Look through different coverage options, finding one that fits your needs.

Article Info

Categories: Canine Health | Feline Health