How to Choose a Home

Being at a point in life when you can choose your own home is an achievement in itself. Choosing your home can be a stressful, expensive, complex, disappointing, thrilling, emotional roller coaster journey. There are many things to consider, and you should make no commitments without being fully informed.

Steps

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    Decide if you want to buy or rent a home or live with others as housemates or as a lodger.
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    Budget. Work out how much you can afford to pay in rent or how much you can borrow from the bank in the form of a mortgage. If you can afford to buy your own home outright, lucky you!
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    Examine the factors that influence where you need to live. Consider your work, your partner's work location, where your children go to school, or will go to school in the future. Do you want your home to be close to other family members or friends? Choose an ideal location but remain flexible.
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    Decide if you want your home to be a house, bungalow, flat, apartment, houseboat, static caravan, etc! Again, be flexible. Few people find exactly what they what, where they want it, and at a price they can afford. You will almost certainly have to compromise.
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    Consider how many people and how much stuff you need to fit into your new home. Make sure there is enough space. Many people have a house that the family grows out of, or never grows into. Consider the future and your unique situation, to be sure you won't regret your choice. Children may not want to share a bedroom in the future. You may need less space when your children leave home. Do you have to have a large garden? Is a garage critical?
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    Ensure to the best of your ability that the house in structurally sound. In the UK, get a professional structural survey, in other countries find the appropriate expert and have them inspect your potential new home.
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    Go to see the house in different weather and at different times of the day.
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    Consider the facilities you and your family will require. Do you need a big kitchen, walk-in wardrobes, good storage space, multiple bathrooms? A separate lounge and dining room suits some people, while others like an open living space.
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    Make sure your potential home is safe and protected well. Investigate the crime rate in the neighborhood and find out about the costs of home, home contents, and car insurance rates, as these are all indicative of crime rates in the area.
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    Make sure you are aware of potential dangers to you, your home, and your family. Is there a busy road nearby? Is the house in a fire or flood risk area? Are there risks from animals such as snakes, possums rats or even bears? Is there a danger of termites or other destructive insects?
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    Make sure your home is close to the amenities you require to live happily. Do you need to live near a hospital, close to shops, or within reach or an airport, etc.?
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    Consider the look and feel of your new home. Choose a house that makes you feel happy. Wow factor is a luxury not everyone can afford, be reasonable.
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    Think about the environment you want to live in. Do you want green spaces, the city, village life, or to be near the sea?
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    Don't over-stretch your resources to move into your dream home. You need to know you'll be able to afford to live in the home for the foreseeable future, in a variety of circumstances.
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    Look for the problems in a house. You need to be objective and not just look at the good things. At first, it may seem flawless; but look harder. Be aware of the seasons; what about autumn and winter? Are those leaves and snow hiding something you need to fix? These invisible repairs for the future. The questions of "it's pretty, but will it last?" are important.
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    Compare prices and worth. Never settle on anything less simply because you're tired of searching. If you don't find the right house now, you will in the future. Something may be in your price range, but is it worth it? Is it a strong, sturdy house? Are you being unrealistic with prices? Will you be happy?

Tips

  • Be far sighted and look at the bright side.
  • Be Innovative
  • Have an engineer help, if necessary.
  • Discuss buying a house with your family, a friend, or someone you trust. There may be ways they can help.

Warnings

  • If you think you made a mistake, consider selling the house and building a more comfortable or better one.
  • Don't rush into getting a home. Remember that it is not just a residence, it may be your home for life.
  • Moving and house purchases are among the most stressful things in life. Be prepared to have heated debates with your family and deal with disappointments such as being outbid for your perfect home.

Article Info

Categories: Moving House and Packing