How to Check an Insurance Broker License

Two Methods:Checking a License on the InternetChecking a License by Telephone

The licenses of insurance brokers are regulated at the state level or by the insurance regulator of the region in which you reside. Checking the license of an insurance broker can protect you from potential financial losses; especially if you have a poor business experience with an insurance broker who is unlicensed. If an insurance broker does not have a current, active license, you may not be able to collect money you have lost if the unlicensed broker conducts unethical business with you. To check an insurance broker's license, you must contact the insurance regulator in your region or conduct a license search from the regulator's website.

Method 1
Checking a License on the Internet

  1. Image titled Check an Insurance Broker License Step 1
    Access the website for your state's insurance regulator. In most cases, the link for the insurance regulator can be found on your state's official government website.
    • Visit the National Association of Insurance Commissioners (NAIC) website featured in the Sources section of this article, then click on "State and Jurisdiction Map" at the top of the website.
    • Click on the name of your state or region from the map or make the appropriate selection from the drop-down menu. The website for your state's insurance regulator will then be opened in a new window within your Internet browser.
    • You can also perform an Internet search using keywords such as "insurance regulator" and the name of your state. The search results will normally provide you with a link to your state or region's insurance commission or department.
  2. Image titled Check an Insurance Broker License Step 2
    Locate the tool from which to perform a license check. Most websites of state insurance regulators will allow you to check the insurance broker's license online.
    • Look for a link on the regulator's website that reads "License Check" or "Verify a License." Sometimes, these links will be located on the insurance regulator's main home page.
    • Look for a section entitled "Consumers." If the tool for checking a license is not provided on the website's home page, the link to the tool can usually be found in the section for "Consumers."
  3. Image titled Check an Insurance Broker License Step 3
    Check the insurance broker's license. The type of information requested to check the license may vary depending on your state or region.
    • Enter the full name of the insurance broker. In some cases, you may be required to enter the insurance broker's business address, the city in which they practice business, and their license number.
    • Locate your insurance broker from the list of search results. You will be provided with a list of insurance brokers that meet the search criteria you entered.
    • Click on the link for your insurance broker to view their license status. The license status will inform you if the license is active, inactive, or suspended.
    • In most cases, you can view additional details of the insurance broker's license; such as complaints that have been filed against them in the past, or any pending court cases.

Method 2
Checking a License by Telephone

  1. Image titled Check an Insurance Broker License Step 4
    Locate the contact information for your state's insurance regulator. You can refer to the phone directory in your local area or call the NAIC.
    • Call NAIC headquarters office at 816-842-3600 Monday through Friday, 8 a.m. to 5 p.m. CST to obtain contact information for the insurance regulating bureau in your region.
  2. Image titled Check an Insurance Broker License Step 5
    Check the license of your insurance broker.
    • Call your state's insurance regulator directly to obtain and check the status of your insurance broker's license. You will be asked to provide the broker's first and last name; however, you may be required to provide additional information such as the broker's address or company name.


  • You can file a complaint with your state's governing insurance licensing bureau if you find that a broker is practicing business illegally without an insurance license.

Sources and Citations

Article Info

Categories: Insurance